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Representative Example for Personal Contract Purchase (PCP): Payable by 60 payments of £366.78, with an optional final payment of £6,565.65 and an annual mileage of 10000 miles. Payments are based on a duration of agreement of 60 months, a Cash Price of £21,995.00, with a deposit of £2,199.50 leaving an amount of credit of £19,795.50. The agreement is calculated using a fixed rate of interest of 12.90% per year resulting in Representative 12.90% APR and a total amount payable of £30,405.17 The representative example includes an estimated option to purchase fee of £1.00.. An excess mileage rate of 5.07 pence per mile applies. We act as a credit broker, not a lender.