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Representative Example for Personal Contract Purchase (PCP): Payable by 60 payments of £404.07, with an optional final payment of £6,843.78 and an annual mileage of 10000 miles. Payments are based on a duration of agreement of 60 months, a Cash Price of £23,995.00, with a deposit of £2,399.50 leaving an amount of credit of £21,595.50. The agreement is calculated using a fixed rate of interest of 12.90% per year resulting in Representative 12.90% APR and a total amount payable of £33,083.41 The representative example includes an estimated option to purchase fee of £1.00.. An excess mileage rate of 5.07 pence per mile applies. We act as a credit broker, not a lender.